Thursday, February 11, 2010

Rates on 30-year mortgages average under 5 pct

Rates on 30-year mortgages average under 5 pct

Rates on 30-year fixed mortgages fell slightly this week, dipping below 5 percent, the mortgage financier Freddie Mac said Thursday. Visit www.TheLaJollaLife.com to set up a FREE property search for over 20,000 listing is San Diego & La Jolla, CA.

The average rate on a mortgage-backed securities to try to keep rates low and make home buying more affordable. That program is set to end March 31.

Low rates also can spur refinancing activity. More than two out of three mortgage applications were for refinance transactions over the first six weeks of this year, according to the 15-year fixed-rate mortgages fell to 4.34 percent from 4.40 percent last week, according to Freddie Mac.

Rates on five-year, adjustable-rate mortgages averaged 4.19 percent, down from 4.27 percent a week earlier. Rates on one-year, adjustable-rate mortgages rose to 4.33 percent from 4.22 percent.

The rates do not include add-on fees known as points. The nationwide fee for loans in Freddie Mac's survey averaged 0.7 point for 30-year mortgages. It averaged 0.6 point for 15-year, five-year and one-year loans. Visit www.TheLaJollaLife.com to set up a FREE property search for over 20,000 listing is San Diego & La Jolla, CA.


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Sunday, February 7, 2010

Ladanian tomlinson signs with new england

Best Regards,
Justin C. Brennan
BROKER REALTOR
MIddleton Associates La Jolla
Keller Williams
(619) 823-2120
DRE lic# 01866398
www.TheLaJollaLife.com
848 prospect st
La jolla, ca 92037

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Friday, February 5, 2010

Justin's Top 10 Home Staging Tips and Tricks 2010: How to show Value

Show Value:
T
here are two ways to help show value in your home to prospective buyers. 1) Have your home show better than the competition down the street. 2) If you are unable to prepare your home to show better, then price is another great way to show value to buyers. I always recommend # 1 to make your home look and feel better than your competitors. Here are some Tips for Home Staging 

1. Clean your glass windows, doors and mirrors with a mixture of white vinegar and water and wipe with newspaper for a beautiful, streak-free shine.

2. Freshen your garbage disposal by putting a lemon wedge in and running the disposal. This will neutralize odors and create a fresh, lemony scent. Fresh lemon can also be used to scrub kitchen counters and salt can be added as an abrasive for stubborn stains.

3. Remove crayon from walls with toothpaste (not the gel type). Simply put a small amount of toothpaste on a damp sponge and wipe gently, then wipe away any remaining residue with a clean sponge.

4. Refresh watermarks on wood surfaces by rubbing in a little mayonnaise and then buffing out the mark.

5. Remove candle wax from fabric by hardening it first with an ice cube and then by chipping away the hardened wax.

6. Repair small, noticeable scratches on hardwood floors with wood stain magic markers, available at most hardware stores. Be sure to choose the stain color that most closely matches your current floor stain color, fill in the scratch with color and buff with a soft cloth to blend. Wax pencils in many wood stain colors are also available for repairing similar scratches on wood furniture.

7. Shine stainless steel appliances with a small amount of olive oil. Simply rub a little on a soft cotton cloth and polish to a shine.

8. Remove soap residue in your dishwasher by running a wash cycle with a cup of white vinegar added.

9. Clean stains on your sofa fabric with a small amount of club soda on a dry cloth. Some stains can be more difficult to remove. If the club soda does not work, make a paste of 3 Tablespoons Baking Soda and 1Tablespoon of club soda and rub a small amount on the stain with a soft cloth. Gently rub the cleaner off with another clean soft cloth dipped in a small amount of warm water. Once dry, vacuum off any remaining residue.

10. Remove oil and grease stains from concrete driveways or garage floors by sprinkling the stains with baking soda or another absorbent substance such as cornmeal or sawdust. If the stain is dry, be sure to wet it first to create a paste and then scrub with a stiff brush. If this is unsuccessful, try using automatic dishwasher detergent, leave it on for a few minutes and then pour boiling water on it and, again, scrub with a stiff brush.

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Tuesday, February 2, 2010

Fannie Mae Releasing Foreclosures

Hello,

Fannie Mae has begun to release nearly 1 Million foreclosures. Fannie Mae tends to be the market leader and indicator. Stay Tuned as other banks may follow suit.

Justin Brennan

Broker Realtor San Diego

Asset Manager

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