Justin Brennan San Diego Real Estate Blog

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Tuesday, December 27, 2011

La Jolla's Most Expensive Homes. Camino De La Costa $29,000,000

Join Justin Brennan as he tours one of La Jolla's most coveted streets for expensive mega mansions in La Jolla, CA. You can see more videos & Search La Jolla Homes at www.TheLaJollaLife.com

To all your success,

Justin Brennan

REALTOR | BROKER

Middleton Associates La Jolla

848 Prospect Street

La Jolla, CA 92037

c: 619-823-2120

Powerful Blog For La Jolla Homes, San Diego Real Estate News and Short Sale Information:

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Think Green. Only print this email if abosolutely necessary. Thank you

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A Powerful Blog For La Jolla News, La Jolla Homes, Market Info & More.

Wednesday, December 21, 2011

Mortgage fees may rise if payroll tax cut deal is made. Good or Bad?

Homebuyers, beware.

In exchange for a two-month tax cut, the Senate on Saturday approved a permanent increase in fees attached to mortgages backed by Fannie Mae, Freddie Mac and the Federal Housing Administration (FHA).

The fee hike would apply to new mortgages and new refinances, and would last for the life of the loans.

The increase is meant to pay for the roughly $33 billion package the Senate approved Saturday to extend a 2 percentage point payroll tax cut for another two months. The Obama administration says 160 million people benefit from that tax cut.

But the mortgage fee provision would have widespread long-term impact, considering nine out of 10 mortgages go through one of the three government-sponsored finance organizations affected.

The new fee increase would amount to about $15 a month more for a $200,000 mortgage, according to a senior Democratic official.

That's $180 a year, or $360 a year for a $400,000 mortgage. Homeowners would have the fee hike built into their loan -- the mortgage provider would then send that extra revenue to the Treasury.

The idea behind the fee is to encourage more homeowners to get into the private market, as opposed to seeking loans backed by troubled entities like Fannie and Freddie.

"Taxpayers are losing every quarter on Fannie and Freddie," a senior Senate Democratic aide said. "We want to lessen the burden on the taxpayers (who are on the hook for failed government-backed loans)."

The aide added, "This is an incentive to go to the private-sector mortgage market."

A fact sheet on the Senate bill sent out Saturday to House Republicans noted that the offset has "bipartisan support" and was included in the House GOP-backed payroll tax cut bill. It also was included in President Obama's list of suggestions to the now-defunct "Super Committee" tasked with reducing the deficit.

The House still must vote on the bill. The two-month tax cut is estimated to be worth about $165 for someone making $50,000 a year.

While lawmakers will say that the mortgage fee hike means the payroll tax cut is fully paid for, the timetables for the tax cut itself and the revenue from the fee are very different.

To all your success,

Justin Brennan

REALTOR | BROKER

Middleton Associates La Jolla

848 Prospect Street

La Jolla, CA 92037

c: 619-823-2120

Powerful Blog For La Jolla Homes, San Diego Real Estate News and Short Sale Information:

Visit my website to set up a FREE VIP search of over 15,000 San Diego homes

Think Green. Only print this email if abosolutely necessary. Thank you

Check out my "Bravo Like" Home Tours

Visit my website , become a premium member and set up a FREE search for more than 20,000 San Diego properties

A Powerful Blog For La Jolla News, La Jolla Homes, Market Info & More.

Tuesday, December 20, 2011

New Home Sales and Builder Home Starts Rise! Great News

Investors began buying into a housing recovery Tuesday, sending builder stocks higher as a rise in bank stocks also helped kindle an aggressive rally.

But with financials, energy and housing-related stocks setting the early pace as fears over European debt contagion eased somewhat, the morning's trading looked solid.

Wall Street also got some help from Europe: A report showed German business optimism rising unexpectedly and as Spanish short-term financing costs fell sharply.

A break-up of the euro would be “absurd” and “unthinkable,” Vitor Constancio, Vice-President of the European Central Bank (ECB), told CNBC in an interview, the latest attempt by the ECB to dampen speculation that the single currency may not survive the region’s debt crisis after its most difficult year since being introduced.

Yields on three and six-month Spanish treasury bills fell sharply and demand surged in an auction on Tuesday, with analysts saying, according to Reuters, that banks were waiting to tap into an ECB three-year liquidity offer on Wednesday to pay for the higher-yielding Spanish bonds.

Closer to home, housing starts and building permits both rose sharply in November, data that reinforced recent numbers showing gains in builder sentiment and increases in sale prices.

Home builder stocks jumped on the news, with Lennar [LEN 19.48

0.97 (+5.24%)
] and Beazer [BZH 2.29
0.17 (+8.02%)
] leading the way.

The gain in starts came primarily from apartment buildings, but there still was enough in the numbers to provide encouragement that the sector is recovering.

"Looking ahead to 2012, we believe residential investment will be a net positive to growth next year due to the two bright spots of the construction sector: multifamily building and renovations," Michelle Meyer, economist at Bank of America Merrill Lynch said in a note.

Source: CNBC. http://www.cnbc.com/id/45736868

To all your success,

Justin Brennan

REALTOR | BROKER

Middleton Associates La Jolla

848 Prospect Street

La Jolla, CA 92037

c: 619-823-2120

Powerful Blog For La Jolla Homes, San Diego Real Estate News and Short Sale Information:

Visit my website to set up a FREE VIP search of over 15,000 San Diego homes

Think Green. Only print this email if abosolutely necessary. Thank you

Check out my "Bravo Like" Home Tours

Visit my website , become a premium member and set up a FREE search for more than 20,000 San Diego properties

A Powerful Blog For La Jolla News, La Jolla Homes, Market Info & More.

Video: A Pacific Beach Condo with a $1 Million Dollar View

Check out the video from this fantastic sail bay condo overlooking mission bay in Pacific Beach.

To all your success,

Justin Brennan

REALTOR | BROKER

Middleton Associates La Jolla

848 Prospect Street

La Jolla, CA 92037

c: 619-823-2120

Powerful Blog For La Jolla Homes, San Diego Real Estate News and Short Sale Information:

Visit my website to set up a FREE VIP search of over 15,000 San Diego homes

Think Green. Only print this email if abosolutely necessary. Thank you

Check out my "Bravo Like" Home Tours

Visit my website , become a premium member and set up a FREE search for more than 20,000 San Diego properties

A Powerful Blog For La Jolla News, La Jolla Homes, Market Info & More.

Saturday, December 17, 2011

Del Mar CA has a $4.9 Million short sale deal of the year on the beach

Check out this video on YouTube for details and call me. $4.9 million!
Amazing deal. Beach home del mar ca. 619.823.2120
justin@thelajollalife.com

Best Regards,
Justin C. Brennan
BROKER | REALTOR
Middleton Associates La Jolla
(619) 823-2120
DRE lic# 01866398
www.TheLaJollaLife.com
848 prospect st
La jolla, ca 92037

Visit my website and sign up to be a FREE VIP to view over 20,000 listings live.

www.TheLaJollaHomesBlog.com
Poweful blog for La Jolla Homes

http://www.signonsandiego.com/news/2011/dec/14/nfl-revives-stadium-loans-chargers-rejoice/

Thursday, December 15, 2011

The Chargers rejoice. This may help San Diego Real Estate. NFL revives stadium loans

Dec 14^th 2011. The National Football League owners revived a messed up stadium loan program Wednesday. This could provide $200 million for the Chargers to build a new venue in East Village that's estimated to cost $800 million or more.

The Chargers team estimated it could get $100 million from the league if it restored its low-cost loans, which dried up in 2006, to the comparable levels that had existed before.

The Chargers special counsel Mark Fabiani called the league's announcement "great news for the team and our fans."

"As much as $200 million in league loans and assistance might now be available to us," Fabiani said. "The final amount will depend on a variety of factors, set forth in the resolution passed by the owners today, and we will be crunching numbers in the coming days."

Read The Full Story:

To all your success,

Justin Brennan

Check Out My >> Latest Videos <<

For all the best opportunities, call me.

Check out our Bravo-Like Video Tours

Realtor | Broker | Investor

Middleton & Associates Real Estate

848 Prospect Street, La Jolla Ca 92037

C: 619-823-2120

O: 858-456-7355 ex 1810

F: 858-386-4123

E: Justin@TheLajollaLife.com

W: www.TheLaJollaLife.com

Search ALL active San Diego Properties for FREE. Set up a search at my websites www.TheLajollaLife.com

Read about all the exciting things going on in La Jolla. www.TheLaJollaHomesBlog.com

P Think Green. Only print this email and it's attachments if you absolutely need to.

Chief Fannie Mae Economist Speaks At USD Burnham Moores School of Real Estate, US Employment numbers and How Long We will Be in This Mess

The Chief Fannie Mae Economist Spoke At USD Burnham Moore’s School of Real Estate this week. He discussed Employment and How Long We will Be in This Mess. In short, we are 5 years through a 10 year cycle correction and have 5 years to go. We will slowly see improvement over the next 5 years, however there are variables that may change that. 1. US debt levels, 2. Europe 3. Politics

Here are some charts of Employment growth by US state and a chart that explains consumer sediment as to whether they feel the economy is headed in the right direction.

Please comment and share. !

Search San Diego www.TheLaJollaLife.com FREE

To all your success,

Justin Brennan

REALTOR | BROKER

Middleton Associates La Jolla

848 Prospect Street

La Jolla, CA 92037

c: 619-823-2120

Powerful Blog For La Jolla Homes, San Diego Real Estate News and Short Sale Information:

Visit my website to set up a FREE VIP search of over 15,000 San Diego homes

Think Green. Only print this email if abosolutely necessary. Thank you

Check out my "Bravo Like" Home Tours

Visit my website , become a premium member and set up a FREE search for more than 20,000 San Diego properties

See the full gallery on Posterous

A Powerful Blog For La Jolla News, La Jolla Homes, Market Info & More.

Wednesday, December 14, 2011

5529 Bellevue Ave. Bird Rock La Jolla Coming Back On Market Jan 2012. Sneak Peak!

Take a step back in time as you peruse this one of a kind Bird Rock La Jolla home. Once in awhile a unique Bird Rock opportunity presents itself. Located on one of the best streets in Bird Rock, this home is full of love and history. From the soothing sound of the wind chimes to the authentic history of the decor, you will truly appreciate this home. Create, embellish & design your favorite Bird Rock home.

Visit www.BirdRockLaJollaHome.com for complete details, photos and video.

To all your success,

Justin Brennan

Check Out My >> Latest Videos <<

For all the best opportunities, call me.

Check out our Bravo-Like Video Tours

Realtor | Broker | Investor

Middleton & Associates Real Estate

848 Prospect Street, La Jolla Ca 92037

C: 619-823-2120

O: 858-456-7355 ex 1810

F: 858-386-4123

E: Justin@TheLajollaLife.com

W: www.TheLaJollaLife.com

Search ALL active San Diego Properties for FREE. Set up a search at my websites www.TheLajollaLife.com

Read about all the exciting things going on in La Jolla. www.TheLaJollaHomesBlog.com

P Think Green. Only print this email and it's attachments if you absolutely need to.

CA Short Sales & Senate bill 458 in CA. What does it protect?

Simply put, if your lender(s) agree to do a short sale in the state of CA, senate bills 931 and 458 protect you as the borrower from the lenders ability to seek any deficiency on their loans after the short sale is complete. It does NOT matter what type of property it is or whether it is a primary or secondary home or investment property. However, lenders have gotten clever and now the 2^nd lien holder wants more money from the borrower in order to complete the short sale. Many times we see 10% of the outstanding balance asked for from the 2^nd lien holder because they know that if the property goes to foreclosure, then they have deficiency rights. Watch this video for a quick recap and call me with questions. 619-823-2120.

To all your success,

Justin Brennan

REALTOR | BROKER

Middleton Associates La Jolla

848 Prospect Street

La Jolla, CA 92037

c: 619-823-2120

Powerful Blog For La Jolla Homes, San Diego Real Estate News and Short Sale Information:

Visit my website to set up a FREE VIP search of over 15,000 San Diego homes

Think Green. Only print this email if abosolutely necessary. Thank you

Check out my "Bravo Like" Home Tours

Visit my website , become a premium member and set up a FREE search for more than 20,000 San Diego properties

A Powerful Blog For La Jolla News, La Jolla Homes, Market Info & More.

Monday, December 12, 2011

Why Buy Real Estate During The End & Beginning Of The Year

Have you ever wondered why the best deals for cars are during the end and beginning of any year? This is because most companies are taxed on their standing inventory. So car dealers need to move inventory for tax purposes. When you are looking to buy a home, much the same holds true. Sellers are motivated by taxes and a need to sell their home. If you are a buyer looking for the best deals, you will get them during Oct – Feb. Check out my video and call me for more information on how best to buy or sell in this market. 619-823-2120. Justin@thelajollalife.com www.TheLaJollaLife.com

To all your success,

Justin Brennan

Saturday, December 10, 2011

San Diego Real Estate Market Stats 4th Quarter 2011 - 2 minutes

Check out this video on YouTube:

Best Regards,
Justin C. Brennan
BROKER | REALTOR
Middleton Associates La Jolla
(619) 823-2120
DRE lic# 01866398
www.TheLaJollaLife.com
848 prospect st
La jolla, ca 92037

Visit my website and sign up to be a FREE VIP to view over 20,000 listings live.

www.TheLaJollaHomesBlog.com
Poweful blog for La Jolla Homes

Friday, December 9, 2011

Inspiration : you'll succeed when you want to succeed as bad as you want to breath

Inspiration : you'll succeed when you want to succeed as bad as you want to breath!
Check out this video on YouTube: powerful

Justin C. Brennan
Realtor | Broker
Middleton & Associates Real Estate
848 Prospect Street
La Jolla, Ca 92037
619-823-2120
Justin@TheLaJollaLife.com
www.TheLaJollaLife.com
Visit my website to socialize, search and experience San Diego homes and luxury estates. Read the best blog at www.TheLaJollaHomesBlog.com
DRE # 01866398

Sent from my iPad

Saturday, December 3, 2011

The $1,000,000 view condo San Diego Ca Real Estate

Join Justin Brennan for a 1 min $1,000,000 view of this awesome penthouse condo open house on San Diego's Sail Bay. Priced $1.9- 2.2 million. Watch video
?v=Pe_Yd7iVi9M

Monday, October 31, 2011

Awesome Crown Point Condo Opportunity _ Price Reduced

Dear Posterous,

I wanted to bring to your attention a great opportunity and a price reduction on my listing in Crown Point Villas in Pacific Beach. $299,000 - $329,000. If you know anyone looking, please pass this info along. Thank you. http://www.crownpointopportunity.com/ - this website does not have the updated price yet.
or http://www.thelajollalife.com/property/4015_crown_point_drive





Justin C. Brennan
Realtor | Broker | Investor
848 Prospect Street
La Jolla, CA 92037
C: 619.823.2120
E-Fax: 858.386.4123
Justin@TheLaJollaLife.com
www.TheLajollaLife.com

Set Up A Free Account & Search All Of San Diego Homes From My Website

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Friday, April 15, 2011

Bird Rock La Jolla explosion in mailbox

On April 14th 2011 there was an explosion at 420 La Jolla Hermosa in Bird Rock La Jolla. Next door neighbor, Judy Peebles, heard the blast and ran to see what had happened. Bird Rock was shaken. It appears to be a prank on a mailbox and a bad prank at that. Hopefully police will determine who did this prank. Bird Rock is safe and sound now. We will report more as police give information. Bird Rock is still an awesome place to live. You can search all La Jolla homes at www.TheLaJollaLife.com Best Regards,
Justin C. Brennan
BROKER | REALTOR Middleton Associates La Jolla (619) 823-2120
DRE lic# 01866398
www.TheLaJollaLife.com
848 prospect st
La jolla, ca 92037 Visit my website and sign up to be a FREE VIP to view over 20,000 listings live.

www.TheLaJollaHomesBlog.com
Poweful blog for La Jolla Homes

www.YorkieRescueOfAmerica.com

Wednesday, March 30, 2011

Introducing Yorkie Rescue Of America. Great Cause

A good friend of mine just launched her Yorkie rescue mission of America. Amazing purpose and cause. Check it out today

To All Your Success

Justin Brennan

Realtor | Broker | Investor

Middleton & Associates Real Estate

La Jolla, CA 92037

C: 619.823.2120

Visit my website to set up a FREE search of more than 20,000 San Diego Homes.

News, Updates, Homes, Interior design tips, People, Fun and more....

P Think Green. Only print this email and it's attachments if you absolutely need to.

Wanna know about the shadow inventory?

So everyone has been talking about the shadow inventory right! The map below shows the estimated months of supply of distressed properties not yet on market in the shadow inventory. This information is deemed reliable but not guaranteed. Source NAR.

Early last we the NAR National Association of Realtors’ (NAR) Economists’ Outlook and gave us a map showing the percentage of overall sales that distressed properties represented in each state. Today it is important to get to the bottom of this so called “shadow inventory” We want to show you a map from the same NAR outlook. This one shows the number of months shadow inventory by state:

NAR explained their methodology:

This map shows the number of months it would take to clear the shadow inventory by state. The months’ supply is estimated by dividing the shadow inventory and the monthly number of distressed sales. The numbers range broadly from 51 months in New Jersey to 7 months in Nevada. When looking at months’ supply it is important to keep in mind that this estimate highly depends on saturation of distressed sales. Given that New Jersey over the past year on average reported about 20 percent of existing home sales to be distressed sales, it will take a longer period for the shadow inventory to clear. In contrast, Nevada’s distressed sales averaged a considerable 70 percent share of the existing sales and at that rate the current shadow inventory would clear in 7 months.

Bottom Line

It will take some time before consistent appreciation takes place in your market depending on the months of supply of distressed properties and shadow inventory. CA is getting there, but has some room to move. Hopefully we can begin to see some steady increases by next year.

To all your success,

Justin Brennan

REALTOR | BROKER

Middleton Associates La Jolla

848 Prospect Street

La Jolla, CA 92037

c: 619-823-2120

Powerful Blog For La Jolla Homes, San Diego Real Estate News and Short Sale Information:

Visit my website to set up a FREE VIP search of over 15,000 San Diego homes

Think Green. Only print this email if abosolutely necessary. Thank you

Check out my "Bravo Like" Home Tours

Visit my website , become a premium member and set up a FREE search for more than 20,000 San Diego properties

A Powerful Blog For La Jolla News, La Jolla Homes, Market Info & More.

See the full gallery on Posterous

Friday, March 4, 2011

Time To Your smile and Laughter- Because It's Friday

THIS IS WHAT A SENSE OF HUMOR LOOKS LIKE!!

THIS
IS
WHAT SAD LOOKS
LIKE

THIS
IS
WHAT SORRY LOOKS
LIKE

BAD SPELLING
-

PRIVACY
PLEASE
-

BAD JUDGMENT
-

I'D RATHER HOLD
IT -

PILE UP
-

FORGOT
SOMETHING

LET ME
EXPLAIN

THESE WILL
MAKE YOU SMILE!

HOW WAS
YOUR
CEREAL THIS
MORNING?

HOW TO
HANDLE A PROBLEM
NEIGHBOR

The Ass
Family

Boy
Genius!

Good Reason to
Wear Pajamas to
Bed!!!

Tattoo
Of
The
Year

Latest Grill
Accessories
These are a must
have!

It doesn't
matter how many people
you send this
to, just remember
if it made you smile, your
friends will smile
too

.

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